Financing & Payment Plans!
Flexible Payment Options for Your Pet’s Care
We understand that unexpected veterinary expenses can happen, which is why we offer convenient financing options through CareCredit and Scratchpay. These services allow you to break payments into manageable installments rather than paying the full cost upfront. CareCredit functions like a healthcare credit card, offering flexible payment plans (often with promotional financing for qualified applicants). Scratchpay provides simple, transparent payment plans with no hidden fees and an easy application process. Both options feature quick approvals, allowing you to focus on your pet’s care without financial stress. Ask our team if financing may be right for you.
Financing & Payment Plans - FAQ
What financing options do you offer?
We offer flexible payment solutions through CareCredit and Scratchpay to help make your pet's care more manageable.
How do CareCredit and Scratchpay work?
Both services allow you to split payments into smaller installments instead of paying the full balance upfront. Approval decisions are typically fast, and applications can be completed online.
Is applying difficult?
Not at all. The application process is simple and usually takes just a few minutes.
How long does approval take?
Most applications receive a decision within seconds to minutes.
Does applying affect my credit score?
Scratchpay typically uses a soft credit check, which does not impact your credit score. CareCredit may perform a credit inquiry depending on the application.
Can I use financing for any service?
In most cases, yes. Financing can be used for exams, procedures, diagnostics, treatments, and surgeries. Coverage ultimately depends on your approval and available balance.
Do you offer in-house payment plans?
We do not offer direct in-house financing. All payment plans are handled through CareCredit or Scratchpay.
Can I apply before my appointment?
Yes - and we encourage it. Applying in advance can help avoid delays during your visit.
What if I'm not approved?
Approval is determined by the financing provider. If one option doesn't work, you may try the other.
Are there interest charges?
This depends on the plan you select and your approval terms. CareCredit often offers promotional financing options. Scratchpay provides clear payment terms upfront.
Can I pay off my balance early?
Yes. Both providers allow early payoff without penalties (confirm details with your provider).
Who do I contact with billing questions?
For payment plan details, billing, or account questions, please contact CareCredit or Scratchpay directly.
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